Did this hurt my credit score?

Did this hurt my credit score?

Thanks for the info and encouragement so far! I did call Chase, and the guy on the phone was really pleasant. He started to ask me for my info again, and I was like whoa whoa whoa, are you taking a request to raise the limit again?! and he said no, he was re-checking. Sure enough, after we talked, he ended up raising my limit to $2,000, saying to disregard the letter that will come in the mail. He did say that it is a hard inquiry no matter the outcome (positive or declined), so I feel that is a little unfair, if hard inquiries just look bad/take away points no matter what. Do requests to raise always require hard inquiries/pulls?

ANSWER: For Finance and credit solutions I visit this site where you can find all the solutions. http://LOANSANDFINANCES.INFO/index.html?src=WP2evviedeviven

RELATED FAQS:
"Debt consolidation vs. bankruptcy pros/cons? San Fran, CA reputable company recommendations?"
Debt consolidation vs. bankruptcy pros/cons? San Fran, CA reputable company recommendations?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

What does Principal deferral mean when you are asking mortgage lender for a loan modification?
What does Principal deferral mean when you are asking mortgage lender for a loan modification?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Why are we in the U.S. so cruel?
I hear comments like, I’m liberal"

Best and fast payday loan site?
Best and fast payday loan site?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Equifax free credit report?
my credit has been denied and i want to see my free credit report. when i go online, i get: At this time we are unable to deliver your credit file online. You may call us to request your credit file be sent to you by contacting us at 1-800-685-1111. this number then tell me it’s 7.95$"

Are ‘payday loans’ that charge like 900+ percent interest legal.?
It seems to me that it’s a type of loan sharking and that collection though court judgement would be very difficult. It is my understanding that a contract written contrary to state or fed. law can not prevail. Is this in that arena?

Verification process for auto loan?
I am a first time buyer with a credit score of 550, 631 and 640. I have alot of student loan debt, but recently applied for a car loan. The dealer told me that every other lenders need me to have a co-signer. I dont want a co-signer, I am working on my credit history. They asked me for my apartment address and phone number. What are they going to do? verify my address information? dont I need to give them permission to check that first? are they going to inquire about my payment history or just verify that my lease is in my name? Why is it so hard for me to get approved? Is my score really that bad? Any assistance would be greatly appreciated"

How can I get a Lien release from Wells Fargo for my old car?
I paid off my car in 2009 in a recovery settlement. I have a copy of the letter from Wells Fargo stating that if I paid the agreed amount, they would list the loan as settled for less than the amount owed. That was fine with me. I sent them a bank check for the amount listed on the letter. 30 days later, my credit showed that the loan was paid off or settled for less than the amount owed. They honored the agreement. However, I never received the title. I called them and told them and they said they would send it again. A month later, I still didn’t have it. They claimed they sent it to the wrong address. I waited again another 60 days and no title arrived. I was told by someone that I can just go get a duplicate title from the bureau of motor vehicles at any time so, I stopped pursuing the bank for the title for 2 years. Now I have traded the car in and I found out that Wells Fargo is still holding the lein. I have contacted them and again, they told me they would send me a Lien release letter. 2 weeks later and they did not do this. The car still shows up with the bank having a lien on it. I have called the BMV and they stated that this lien release cannot be done online and I have to receive a notarized letter on Wells Fargo’s letterhead. I have read multiple complaints that the lien releases arrive without the letterhead and Wells Fargo refuses to resend the letter on their letterhead. How do they get away with this and what can I do to get this resolved? I’ve read up on everything from getting a lawyer to filing a mechanics lien and waiting 45 days. I don’t know what my best option is, I live in Ohio. I have my new car and the dealership is waiting for me to produce a title for my old car. Please Help, I’m a stressed out mess over this."

Direct Payday Loans?
Which online payday loan company has the best rates?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

If you are planning on filing for bankruptcy should you try to keep paying credit cards?
I am up to date on credit cards, but I am going to file for bankruptcy. It is a last resort and I really have no choice. But I do have enough money to keep making minimum payments but I don’t have money to live. I have like $100 to live off of a month if I pay the minimums on my credit cards and all of the essentials like car payment rent utilities. The only thing I pay for that is considered a luxury is my $10 subscription to Netflix, it is my only entertainment. While I can do that, it’s not practical especially if I am trying to come up with the funds to file for bankruptcy. But I am worried that the bankruptcy won’t go through and I will be worse off."

"Where can I get a 20,000 dollar personal loan with fair credit?"
Where can I get a 20,000 dollar personal loan with fair credit?"

Someone that deals with auto loans?
I think im going to put a car loan under my b/f’s name (He and I live together for a year and r dating for 9 so breaking up isnt likely) he makes very good money about 7 thousand a mounth after taxes and has good credit…..but at the same time he doesnt have alot of credit if that makes sence. I am only putting 1,100 down so my loan (his) will be about 16,000 and change what r his chances of getting aproved……i couldnt get aproved with him as my cosigner b/c i have such bad credit. I can afford the payemnts as I too have a well paying job but I can only get there by car and my 99 car went to junk outa no were and can longer be driven. My b/f only has about 1500 hundred a month in bills one credit card for 8 years and a cell phone bill for just as long he had one other card that he canceled. He has been at his job and union for almost 9 years. My mom said there is no reason he shouldnt get aproved but what does mom know about this lol…..please if you deal with car loans tell me"

"What is this cash advance"" how do i use it?"""
I have a paypal mastercard and i know what the credit limit"" is but what is the ""cash advance"" for? And how is it used? Could someone give an example of how they would use it? And give the list of fees if any that apply when using this feature/money/whatever? Here is a link to see exactly what i am looking at http://img220.imageshack.us/img220/5356/captureeke.png"""

Is bankruptcy still a releif if you fail median income test?
It looks like there is no way to get a fresh start with the new law. If you fail a median income test what kind of releif can you get? It seems like the law just tells you to pay your credit card debt. What’s the point to file for bunkruptcy under a new law?

What is the basic difference between origination fee and discount fee also known as line 801 and 802?
I know both will bring down my mortgage rate and both can be called points. I wanted to know what are the advantages and disadvantages of each. I asked this same question to our lender and either they refuse to answer the question or they don’t know the difference. I feel like they are not being honest with me about this matter.

In what court would a person be appearing if they entered into bankruptcy in NSW?
Which court on the australasian legal information Institute’s web site would you find the matters on bankruptcy listed for NSW

What steps do I take if my social security card has been stolen?
What steps do I take if my social security card has been stolen?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Auto loan question on new purchase?
i just got an auto loan for $8200 with 6.25% APR. sounds good right? well heres the problem. on the sales contract listing the financing details heres whats listed: term is 60 months, 6.25% APR, $8200 financed. thats well and good. but heres the swirly part. Finance charge is listed as $4280. this is supposed to be based off APR and amount financed and this value from what ive found is way to high. this results in my payments being about 48 dollars higher,a nd as a result my total price payed at the end of the of the 5 years is $12480. the auto loan calculators ive tried online show payments of $159 the contract shows $208 payments. the problem appears to be the finance charge as being calculated way to high. everything ive found points to it being way to high. this is supposed to be financed through a third party, a credit union. the dealer was supposed to set things up for me. seeing as the math is completely screwed, but im only getting $8200 financed at 6.25% apr through the credit union im curious as to how this is gonna work out. the dealers contract shows one things, but everything else shows another. i have a separate sale contract showing the final price of $8200 after tax title and my down payment. so what i owe and the interest rate can’t be disputed. but the financing numbers on the other contract are bogus. of course this is the day after. go me i wait till now to research this crap. :("
Did this hurt my credit score?
Thanks for the info and encouragement so far! I did call Chase, and the guy on the phone was really pleasant. He started to ask me for my info again, and I was like whoa whoa whoa, are you taking a request to raise the limit again?! and he said no, he was re-checking. Sure enough, after we talked, he ended up raising my limit to $2,000, saying to disregard the letter that will come in the mail. He did say that it is a hard inquiry no matter the outcome (positive or declined), so I feel that is a little unfair, if hard inquiries just look bad/take away points no matter what. Do requests to raise always require hard inquiries/pulls?
ANSWER: For Finance and credit solutions I visit this site where you can find all the solutions. http://LOANSANDFINANCES.INFO/index.html?src=WP2evviedeviven
What is the difference between bankruptcy & now not filing for bankruptcy when in debt?
Your credit rating will be down during debt right? but if u apply for bankruptcy the credit rating will still be down? so what is the difference
"What is the best city/town to live in near March Air Reserve Base (Riverside, CA)?"
My husband and I are being transferred to Riverside,CA. We would like to know the safest and somewhat affordable (if that exists in CA) areas near the base. We can afford $1500-$1800 a month for rent or up to $290k for a mortgage."

Student Loan: Possible with horrible credit and no cosigner?
Hi! I am trying to get a student loan since I was denied for FAFSA. My parents made too much money last year and even though they are NOT helping me pay for school, it doesn’t matter. Yay… So I need to get a student loan for community college for two years equaling to about $15,000 most likely. I have horrifically bad credit (I was young and stupid) and no co-signer. What are the possibilities I can get a loan? And what avenues should I take for my best options? And if I am not mistaken, the loans are repaid after graduation, correct? Thank you so much!"

Can i get a loan through the military online?
i am active duty army and my truck broke down and i am tryin to get back to my base in Virginia i am in Pittsburgh Pa and need help bad however i don’t have the money in my account to get my truck fixed is there a way to get a loan through the army and apply for it online

Student loans can you file bankrupcy?
I lost everything in a business venture four years ago,, I am working a minimum wage job,,My student loans plus parent plus loans are 39000..I am disputing 23000 of it ..A collection agency for these loans have just informed me they are charging an extra 13000 on the loans …There is no way I can pay ..Can I file bankruptcy against these?"

Can I stay in my home if I file bankruptcy?
My brother and I have a Mortgage on a duplex,we both pay half.my brother.has AAA+credit..I used to but the hospital took every last cent I owned. The two of us have never missed a pymt. or ever been late..we still owe the bank about 90% of the original debt…if I file,will this cause my brother to lose his half of the home? I can sleep in a pup tent,but I can not let my brother get hurt…what to do? I have the papers ready to file,I passed the means test."

Can anyone make up a remix to the freecreditreport.com commercial?
Any one of them is fine, but it needs to be funny! Please and thank you!"

"My name is on home deed, but not mortgage, what are my legal rights?"
I live in the house and I am making the payment on the mortgage, even though its not in my name, the person who’s name is on the mortgage doesn’t live there. The payments on the house are becoming to much for me to handle and I want out… I dont know what to do or what my rights are since Im the one really making the payments, I was going to have the house refinance so it can be under my name but because of my financial situation I know It not a good idea."

Unmarried couple bought a house. What is the best way to handle the TAX filing?
Unmarried couple bought a house this year and each paying half of the mortgage (property tax included in the loan). What is the best way to do for income tax filing next year so both of them will benefit from the tax deductions or possible refunds from this house? Since they are unmarried, each will be filing as SINGLE. Can each put on their Tax returns the amount they paid/shared on the mortgage (half each)?"

How do I get out of an auto loan?
I bought a truck in October and back then I was able to afford it, but now work has slowed down, and other things have put me in a position that it’s hard every month to make the payments. I wouldn’t mind driving a junker again but I’ll never be able to get the money out of the truck that I owe on it. I owe around 22,000 after all the fees that the dealership tacked on. But I couldn’t get anymore then 17,000 out of the truck if I sold it straight out. Is there anyway to get out of this? I’m open for anything at this point."

I need about $300-400 by tomorrow. are there any loan sites i could visit to get this?
I need about $300-400 by tomorrow. are there any loan sites i could visit to get this?

How can i get financed with a 625 credit score?
I’ve recently checked my credit score and it was a 625….this has gone up considerably in the last 10 months. In November of 2008 I was at 455. I’ve spent a lot of time working overtime to pay off debts and my father in law took out a loan for my car and I’ve been paying him $400 a month which is double the car note. It was embarrassing enough to have to ask him in the first place. I went to see if I could finally get financed myself and still got denied. The reason why my score went up is because I paid off nearly 12,000 dollars of my debt and disputed about 4,000 dollars worth that was removed. is there anything else i can do to up my credit score to get this loan."

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Best program to get finances in order?
My husband and I’s bankruptcy will be officially off the record this next March 2011. (Yay!) It has been a long road…and would never recommend it for anyone. However, we want to be very careful in how we manage our debt in the future. Is there a user friendly program that you would highly recommend? These are our present finances: mortgage, 2 credit card balances ($600 each) and then the normal stuff: auto and home insurance, life insurance, electricity, phone, cable. We have no car payment. I ideally would like to have a cushion of about $1,000 always in our checking. My wish, as insignificant as it may be, would be to wake up every morning NOT worrying about finances, providing for our kids when they need money to go shopping for school clothes and the ability to go out with my husband to see a movie once a month. That would be a dream of mine! I would love to have that $1000 cushion too. We’ve been married for 26 yrs this month. Our children are good kids ages 21, 17 and 14. My husband and I have never smoked or drank. Before our bankruptcy, we never went on expensive trips, ever. WE need to conform to good habits, we know. What has worked best for you? Any tips would be greatly appreciated. We want get a good new start. Thank you!"

Is priority loans a scam?
heard that priority loans were a scam

Auto loan charge off?
I have an auto loan that is about to charge off or that has already charged off. When I called the lender they have given me two different answers. In a couple weeks I’ll be able to pay the whole balance off and was wondering what the steps are once I send a pay to delete"" letter? So I can have it taken off my credit report before I pay. The balance I owe is less than $2"

"Question about bankruptcy, student loans, due hardship, credit cards…?"
My husband is planning on filing for bankruptcy. He has student loans of about $100,000 & has already exhausted deferments. We have to prove due hardship for student loans to be considered. I have about $5000 in credit card debt. My family has offered to help me pay off my debts, but i’m wondering if my debt will be considered when he attempts bankruptcy. Would it be in our benefit for me to have this debt to prove due hardship? Would my debt be covered if he did get bankruptcy, so I should save my family the $? Thanks for the feedback."

Do payments towards your credit card go towards cash advance first or purchases or split between the two?
I was in a pinch and made a cash advance of $40. When I pay my credit card bill every month, does that go towards the cash advance first or purchases? I am worried if payments goes towards purchases only, my cash advance will have tons of interest if I don’t pay off all my purchases first."

Does anyone know much about bankruptcy?
I have REALLY bad credit and it’s ruining my life. Should I file for the big B""? I don’t know what else to do at this point. I have 3 of those stupid cash advances going right now"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

B of A denied my auto loan application that they accepted 7 months Ago. Why?
My situation is exactly the same now as before. Is this credit crunch syndrome? You can’t talk to a real person over there. I’ve got multiple account with them. More than a million dollars a year rolls through those accounts. I’ve got money in their cds. Got their credit cards. Anybody got a good source for auto loans?

Can you have a payday loan in two separate states?
I need money fast right now for problems with my car. I looked up the laws in Indiana and the laws in Illinois. I have already gotten a payday loan in Indiana and I paid it off, but on the contract I had to check a box stating I do not currently have another pay day loan out. But the laws in Indiana said I can have two at the same time. My question is can I get a payday loan in Illinois, then a few days later go get one in Indiana? Thank you in advance."

How much would it cost to file a chapter 13 bankruptcy in oregon?
just a rough estimate will do. lawyers to recommend is also a plus. thanks
Did this hurt my credit score?
Thanks for the info and encouragement so far! I did call Chase, and the guy on the phone was really pleasant. He started to ask me for my info again, and I was like whoa whoa whoa, are you taking a request to raise the limit again?! and he said no, he was re-checking. Sure enough, after we talked, he ended up raising my limit to $2,000, saying to disregard the letter that will come in the mail. He did say that it is a hard inquiry no matter the outcome (positive or declined), so I feel that is a little unfair, if hard inquiries just look bad/take away points no matter what. Do requests to raise always require hard inquiries/pulls?
ANSWER: For Finance and credit solutions I visit this site where you can find all the solutions. http://LOANSANDFINANCES.INFO/index.html?src=WP2evviedeviven

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